INSURANCE PRODUCER DISCLOSURE
Last Updated: March 2026
This Insurance Producer Disclosure explains the role of LifeyInsurance.com and the insurance services offered through this website.
1. Website Operator
LifeyInsurance.com is operated by:
Qais A. Laban
Licensed Life Insurance Agent
National Producer Number (NPN): 22048910
Business Address
6058 E Silverspur Trail
Anaheim, California 92807
United States
Contact Email
2. Role of LifeyInsurance.com
LifeyInsurance.com is an insurance marketing and informational platform operated by a licensed insurance producer.
Lifey is not an insurance company and does not underwrite or issue insurance policies.
Insurance products referenced on this website are issued by third-party insurance carriers that are responsible for policy underwriting, approval, issuance, and servicing.
3. Insurance Application Process
When a consumer submits information through this website, that information may be used to:
• provide insurance quotes
• determine potential eligibility for insurance coverage
• submit insurance applications to insurance carriers
• assist consumers with insurance product selection
Final decisions regarding coverage eligibility, premium rates, and policy issuance are determined solely by the issuing insurance carrier.
4. Insurance Carrier Relationships
LifeyInsurance.com may present insurance products from multiple insurance carriers. These carriers operate independently and are responsible for underwriting decisions and policy administration.
Insurance carriers may establish their own eligibility requirements, underwriting guidelines, and product availability.
5. Compensation Disclosure
The operator of this website may receive compensation from insurance carriers when insurance policies are issued.
Compensation may include commissions paid by insurance carriers based on the type of policy issued and the coverage amount.
Such compensation does not increase the premium paid by consumers.
6. Quote Estimates
Any quote estimates or rate illustrations displayed on this website are provided for informational purposes only and do not represent a binding offer of insurance.
Actual premiums and eligibility are determined by the issuing insurance carrier during the underwriting process.
7. State Availability
Insurance products referenced on this website may not be available in all states.
Insurance services are only offered in jurisdictions where the operator is properly licensed or where services are provided through licensed insurance professionals.
8. No Government Affiliation
LifeyInsurance.com is not affiliated with, endorsed by, or associated with any government agency or government insurance program.
9. Consumer Responsibility
Consumers are responsible for providing accurate and truthful information when completing insurance applications.
Providing inaccurate information may affect underwriting decisions or result in denial of coverage.
10. Questions
If you have questions regarding insurance services offered through this website, please contact:
Legal
LifeyInsurance.com is operated by Qais A. Laban, a licensed life insurance agent. Lifey is an insurance marketing and educational platform and is not an insurance company. Insurance policies are issued by third-party insurance carriers and are subject to underwriting approval.
This website constitutes a solicitation for insurance. Coverage availability, benefits, and premiums vary by insurer, state, age, health, and other eligibility factors.
Lifey is not affiliated with or endorsed by any government agency.
Qais A. Laban
Licensed Life Insurance Agent
National Producer Number 22048910
California License 4509539
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