Privacy Policy

PRIVACY POLICY

Last Updated: March 2026

This Privacy Policy explains how LifeyInsurance.com collects, uses, and protects personal information obtained through this Website.

1. Information We Collect

We may collect several categories of personal information including:

Contact Information

• Full name  

• Phone number  

• Email address  

• Mailing address  

• State of residence  

Insurance Application Information

• date of birth  

• marital status  

• number of dependents  

• occupation and income  

• lifestyle activities and hobbies  

• driving history  

Health and Underwriting Information

• height and weight  

• tobacco usage  

• medical conditions  

• prescription medications  

Sensitive Personal Information

• Social Security number  

• government identification numbers  

• bank account numbers  

• routing numbers  

• financial information used for premium payments  

This information is collected solely for insurance application processing and underwriting purposes.

2. Purpose of Data Collection

Information may be used to:

• provide insurance quotes  

• submit insurance applications  

• verify identity  

• determine eligibility for insurance coverage  

• communicate with consumers  

• comply with insurance regulatory requirements  

3. Information Sharing

Information may be shared with:

• licensed insurance carriers  

• insurance underwriting providers  

• BGAs or insurance marketing organizations  

• licensed insurance professionals assisting with insurance applications  

• technology vendors supporting Website functionality  

Information may also be shared with licensed agents or agencies when insurance services are requested in jurisdictions where the Website operator is not licensed.

4. Underwriting Data Sources

Insurance carriers may obtain additional information from third-party underwriting sources including:

• Medical Information Bureau (MIB)  

• prescription drug databases  

• motor vehicle records  

• consumer reporting agencies  

These processes are governed by the underwriting practices of the issuing insurance carrier.

5. Analytics and Tracking

The Website may use analytics and advertising technologies such as:

• website cookies  

• analytics platforms  

• marketing pixels  

These tools help understand how users interact with the Website and may support marketing campaigns.

6. Data Security

Sensitive information is transmitted using encrypted technology and secure transmission protocols.

Access to personal information is limited to authorized personnel involved in insurance processing.

7. California Privacy Rights

California residents have the right to:

• request access to personal information  

• request deletion of personal information  

• request correction of inaccurate data  

• opt out of the sale or sharing of personal information  

• limit the use of sensitive personal information  

Requests may be submitted by contacting:

qais@lifeyinsurance.com

8. Data Retention

Personal information may be retained for as long as necessary to comply with regulatory obligations, insurance servicing requirements, and applicable laws.

9. Changes to Privacy Policy

This Privacy Policy may be updated periodically. Continued use of the Website after updates constitutes acceptance of the revised policy.